Yes, there are special financing options for the BMW XM. For example, in the United States, you can get a low APR of 3.99% for 60 months, which can help reduce your monthly payments. Additionally, there is a loyalty offer where current or former BMW owners can receive a $12,500 credit off the MSRP if they finance through BMW Financial Services 
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In the UK, you can lease a BMW XM for about £1,299 per month with a deposit of £16,946, and the APR is 4.9%. This lease deal is available for 48 months, and there is an optional final payment at the end of the agreement 
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Leasing is another option, where you can pay around $2,089 to $2,581 per month for a 36-month term, depending on the location and terms 
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These financing options can vary based on your location and credit history, so it’s important to check with local dealers for the best deals available to you 
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